Learn what a budget is and how to use one. Set SMART goals and make an ACTION plan to find ways to reduce spending and save money to plan when expenses can sneak up on you. Need a side hustle? Discover ways to earn more income and tips and tricks to save even more money.
An excellent way to know about your spending is to understand what is essential to you, be prepared to share, and explore managing your budget through self-reflection and research. By matching your spending habits to your values and needs and examining your wants, you will have a good discussion about your finances and what budget tool works best for you.
Examine your income and expenses from the past few months to improve your learning experience.